Lazy Money

Scores a wallet's holdings on yield/earning potential. Step 1 (read-only scan) reads the holdings, searches every venue Delta Lab covers, risk-scores each suggestion 1-10 with the reasons spelled out, and totals the missed $/yr; stables get pointed at yield-bearing stables. Step 2 (opt-in deploy) acts on one scanned suggestion by id - hard-gated on a fresh scan, preview by default, broadcast only on --execute with a config wallet.